IDBank offers mortgage loans at low interest rates and preferential terms.

IDBank provides mortgage loans in AMD and USD. The maximum loan amount in drams is 125 000 000, in dollars - 250 000. It can be granted for a period of up to 20 years. The annual interest rate when issuing a loan in drams starts from 10%, in US dollars - 8.5%.

For all those who want to buy real estate, the Bank can provide a mortgage loan with a prepayment of 0 %. And for clients who have valid mortgage loans with other banks or credit institutions, IDBank offers favorable refinancing terms: a maturity of up to 20 years, an annual interest rate of 8.5%. In this case, the commission is not charged, and the client has the opportunity to receive an additional amount of money. Expenses related to the transfer of loans in the amount of 15 000 000 drams and above or equivalent foreign currency are incurred by the Bank.

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