The Bank of Russia has established the conditions for mortgage lending, reports "Izvestia", citing the latest changes in the law "On consumer loans".

Take advantage of the mortgage vacation can only those citizens who have purchased a single housing through a loan.

According to the press service of the Central Bank of the Russian Federation, the proposal was formed on the basis of a discussion by the regulator of a legislative initiative with the expert community.

"In the current edition, the bill aims to protect the rights of the most vulnerable part of borrowers and does not provide for the mandatory distribution of mortgage holidays to those who have more than one apartment," the Central Bank said.

It was also noted that citizens will always be able to agree with the bank on the restructuring of the loan on terms favorable to both parties.

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