Consumer loans are provided to individuals with fixed income taxable income, documented or analyzed for buying goods, vehicles, services for personal, family, home or other use and other consumer purposes.

The loan is provided without security, guarantee or financial flow.

Provision of a loan to individuals with a stable income not exceeding the amount of AMD 500,000, without any income statement.

• Currency - AMD

• Minimum loan term - 9 months

• Maximum loan term - 36 months

• Minimum loan amount - AMD 50,000;

• Maximum loan amount - AMD 2,000,000;

• Loan interest rate:

    · From 9 to 11 months - 13.9%

    · From 12 to 23 months - 15.9%

    · For 24 months and more - 18.5%

• Loan repayments – every month evenly

• Loan Provision - maximum 3 guarantees or without warranty on the basis of the borrower's financial flow

• Without warranty, on the basis of the borrower's financial flow may be provided maximum AMD 500,000.

• Calculation of interest rate - daily, against the declining balance of the loan

For details go to:  https://www.acba.am/hy/individuals/loans/consumer-credits/up-to-2-million

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